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On Q Financial offers an extensive number of loan programs to meet your financial needs. If we don't have the program you need we can broker your loan to another lender. As a Mortgage Banker, we have:

  • FHA and VA loans
  • Manual underwriting of FHA loans when needed
  • One and two time closes on construction loans
  • Loans for manufactured homes on your own land
  • Interest only loans
  • Loans for those with less than perfect credit
  • In house underwriting
  • In house document drawing
  • Fast turn around times

Keep in mind if you fill out the loan application completely, we will not need to ask you all those same questions on the phone. ONE APPLICATION, ONE TIME! We look forward to serving your mortgage loan needs.

 



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $2,000,000 with closing costs of $40,000. Your actual APR may be different depending upon these factors.